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Frequently Asked Questions

What is a $0 health plan?

A $0 health plan is a type of health insurance plan that offers a monthly premium of $0, made possible through subsidies and premium tax credits. These plans provide essential health benefits and are available to those who qualify based on their income.

How do premium tax credits work?

Premium tax credits are designed to help lower the cost of health insurance for individuals and families with moderate incomes. These credits are applied directly to your insurance premium, reducing the amount you need to pay each month.

How can I qualify for a $0 health plan?

To qualify for a $0 health plan, you need to meet certain criteria:

  • Reside in the United States
  • Not currently covered by Medicare or Medicaid
  • Have a household income within the qualifying range based on your household size
For example, a household of 1 person must have an income between $14,580 and $58,320 to qualify for premium tax credits.

What services are covered under the health plan?

Our health plans cover a wide range of services including doctor visits, hospital stays, prescription drugs, preventive care, specialist services, and more. Each plan may have different levels of coverage, so it's important to review the details of your specific plan.

How do I enroll in a health plan?

Enrolling in a health plan is easy. Simply visit our enrollment page, fill out the application form, and submit your details. Our team will review your application and guide you through the next steps.

What if I have a pre-existing condition?

Our health plans do not discriminate against individuals with pre-existing conditions. You are eligible for coverage regardless of your medical history.

Can I keep my current doctor?

Yes, our plans offer a wide network of doctors and specialists. You can choose to keep your current doctor if they are within our network.

How much will my premiums be?

The cost of premiums varies based on the plan you choose, your age, location, and other factors. You can use our online calculator to get an estimate of your monthly premiums.